Best Cd Rates October 2025. All of these accounts are protected by either the federal deposit insurance corp. October brought us a top nationwide rate of 6.50%—for just a few days—while today the leading rate is down to 5.50%.

Check out the best cd rates for 2025, offering up to 4.40% interest. October brought us a top nationwide rate of 6.50%—for just a few days—while today the leading rate is down to 5.50%.